

No foreign transaction fees - This feature always comes in handy with a travel card like Venture Rewards. You will still be charged a fee of up to $40, however, for late payment. Cash advances will also cost a fee of either $10 or 3% of the transaction amount, whichever is greater.

The APR for cash advances is 25.49% Variable, but will vary with the Prime Rate. Your Capital One Venture Rewards Credit Card purchases and transfers carry an APR of either 17.49% - 25.49% Variable, based on your creditworthiness and the Prime Rate. You can also enable autopay and account alerts so you never miss a payment or notification. For one, you can choose your own monthly due date and payment method. Capital One further provides protections when it comes to account security and convenience. These include, but are not limited to, travel upgrades, auto rental insurance, extended warranties and no foreign transaction fees. The Capital One Venture Rewards Credit Card comes with an annual fee of $95, which is relatively low considering all the perks the card carries.
You can find out about the rates of redemption for those rewards once you have a Capital One account. You can use your miles toward cash back in statement credit or a check, gift cards and more. While you can redeem your miles for other rewards, the return isn’t as great.
#DO CAPITAL ONE SHOPPING REWARDS EXPIRE FULL#
Already made travel plans on a different travel website? As long as you made your purchase with your Capital One Venture Rewards Credit Card, you can use Capital One’s Purchase Eraser to redeem your miles for an account credit for the full or partial cost of your travel purchase. You can use your earned miles to book flights, hotels or car rentals through Capital One's Rewards Center. This is because when redeemed for travel rewards, every 100 miles equals $1. Then once you've easily earned enough miles, they are best redeemed toward travel purchases. Your rewards won't ever expire as long as your account remains open. You will receive a one-time early spend bonus of 75,000 miles for spending $4,000 in purchases within your first three months of owning the card. This means any travel purchases or any groceries you buy will earn double miles. The card earns unlimited double miles per dollar spent on all eligible purchases. A Simple Travel Rewards Card for the Average TravelerĬapital One Venture Rewards Credit Card is designed to make booking travel plans a little bit easier.
